SBA Loans Built Around Your Business
Fund44 is a small business lending marketplace. Apply once, get matched with SBA 7(a) and 504 loans, working capital, and lines of credit — automatically.
A better way to get funded
Fund44 is a lending marketplace — not a lender or broker. Our platform automatically matches your business with the right SBA loan programs and lenders.
One Application, Many Lenders
Apply once and our marketplace automatically matches you with multiple SBA-approved lenders competing for your business.
Streamlined Process
No back-and-forth. Apply online, get matched instantly, and review offers in your secure portal — all in one place.
Transparent Terms
No hidden fees, no surprises. You'll know your rate, terms, and timeline before you commit to anything.
Your Data Is Protected
256-bit encryption on all data. We never sell your information and only share what's necessary with lenders you've approved.
Funding that fits your business
We focus exclusively on SBA-backed loans and lines of credit — the most affordable financing available for small businesses.
SBA 7(a) Loans
The most versatile SBA loan. Use for working capital, equipment, debt refinancing, or business acquisition. Loans up to $5M with terms up to 25 years.
Learn MoreSBA 504 Loans
Long-term, fixed-rate financing for major assets — commercial real estate, heavy equipment, and large-scale expansion. Low down payments available.
Learn MoreWorking Capital
Keep operations running smoothly with flexible working capital solutions. Cover payroll, inventory, seasonal fluctuations, or growth opportunities.
Learn MoreBusiness Lines of Credit
Access capital when you need it. Draw funds as needed, pay interest only on what you use, and replenish your credit line as you repay.
Learn MoreFour steps to funding
We handle the complexity so you don't have to. Here's what the process looks like.
Apply Online
Complete a simple application in under 10 minutes. We only ask for what lenders actually need.
Get Matched
Our platform automatically matches you with the SBA loan programs and lenders best suited to your business.
Review Offers
Log into your secure portal to compare offers, see terms, and choose the option that works best for you.
Receive Funding
Accept your offer and funds are deposited directly. Track everything from application to funding in your portal.
Real numbers, real businesses
Exposed to our lending network, here's what the numbers look like.
When time was everything
These businesses couldn't wait weeks for an answer. Our marketplace matched them with competing lenders and delivered capital in days, not months.
Education
CaliforniaNeeded capital fast to stabilize operations during a critical enrollment period. Eight lenders competed for the deal.
Restaurant Group
PennsylvaniaA 24-year-old multi-location operation needed immediate funding to keep pace with demand. Five lenders responded same-day.
Specialty Contracting
TexasNeeded a significant capital infusion to keep a growing operation stable. Six lenders competed to deliver the best terms.
Construction
MinnesotaA fast-growing firm with $3M+ in revenue needed capital to bridge a seasonal gap. Funded before the end of business.
Healthcare
FloridaA young practice scaling quickly needed flexible capital without slowing down. Four lenders competed and funded in 48 hours.
Transportation
New YorkDaily operations couldn't stop for a funding process. Five lenders stepped up and capital hit the account the same day.
Based on anonymized data from 2,400+ funded businesses across 35 states.
See what you qualify for →Find the right loan for your business
Not sure which program fits? Start with an eligibility check and we'll recommend the best option.
SBA 7(a) Loans
The most flexible SBA loan for a wide range of business needs.
- Working capital & operations
- Equipment purchases
- Debt refinancing
- Business acquisitions
- Terms up to 25 years
SBA 504 Loans
Fixed-rate financing for major asset purchases and expansion.
- Commercial real estate
- Heavy equipment
- Down payments as low as 10%
- Fixed interest rates
- Terms up to 25 years
Lines of Credit
Revolving access to capital when your business needs it most.
- Draw funds as needed
- Pay interest only on usage
- Replenish as you repay
- Seasonal flexibility
- Quick access to capital
Common questions
Straightforward answers about SBA loans and how Fund44 works.
Let lenders compete for your business
Answer a few quick questions and our marketplace matches you with lenders who want your business. Compare real offers in your secure portal — no commitment, no hard credit pull.
- Soft inquiry only — won't affect your credit
- Multiple lenders review your application
- Compare competing offers in your portal
- Your data is encrypted and only shared with lenders you approve
Get Started — Free & Fast
Tell us about yourself
This is a soft inquiry and will not affect your credit score.
Ready to get funded?
Check Eligibility